Choose your K-12 investments
Consider how soon you’ll need to access your money, as well as your overall tolerance for risk. These factors will help determine the portfolio that best matches your needs.
Multi-fund individual portfolios
The investments below are all-in-one portfolios that can be considered for K–12 goals. Each portfolio is designed for a certain time frame until you need the money.
Consider one or more of the individual portfolios based on the number of years until you need that portion of your money and your comfort level with risk. Select each portfolio to get more information, including risk and asset mix, for that portfolio only.
Because these individual portfolios are static, you should revisit your asset allocation each year and reallocate your investments if your risk tolerance or time horizon has changed.
When will you need the money?
Interest Accumulation Portfolio
This portfolio could be a good fit if you have a short-term savings goal.
Snapshot
- Your main priority is preserving principal.
- Unit prices are expected to remain stable or fluctuate only slightly.
Risk
Conservative
Conservative Income Portfolio
This portfolio could be a good fit if you have a short- to medium-term savings goal.
Snapshot
- Unit prices are expected to have low- to moderate fluctuation.
- You should be comfortable with investing in the bond market.
Risk
Conservative
Income Portfolio
This portfolio could be a good fit for investors with a short- to medium-term savings goal.
Snapshot
- Unit prices are subject to moderate fluctuation.
- You should be comfortable with the ups and downs that come with investing in the stock and bond markets.
Risk
Conservative
Moderate Growth Portfolio
This portfolio could be a good fit if you have a long-term savings goal.
Snapshot
- Unit prices are subject to moderate fluctuation.
- You should be comfortable with the ups and downs that come with investing in the stock and bond markets.
Risk
Moderate
Growth Portfolio
This portfolio could be a good fit if you have a long-term savings goal.
Snapshot
- Unit prices are subject to wide fluctuation because they hold the majority of assets in common stocks.
- You should be comfortable with the ups and downs that come with investing in the stock and bond markets.
Risk
Aggressive
