Choose your K-12 investments


Consider how soon you’ll need to access your money, as well as your overall tolerance for risk. These factors will help determine the portfolio that best matches your needs.

Multi-fund individual portfolios

The investments below are all-in-one portfolios that can be considered for K–12 goals. Each portfolio is designed for a certain time frame until you need the money.

Consider one or more of the individual portfolios based on the number of years until you need that portion of your money and your comfort level with risk. Select each portfolio to get more information, including risk and asset mix, for that portfolio only.

Because these individual portfolios are static, you should revisit your asset allocation each year and reallocate your investments if your risk tolerance or time horizon has changed.

When will you need the money?

Interest Accumulation Portfolio

This portfolio could be a good fit if you have a short-term savings goal.
 

Snapshot

  • Your main priority is preserving principal.
  • Unit prices are expected to remain stable or fluctuate only slightly.

Asset Mix
 

  100% short-term reserves

 


View interest accumulation portfolio

Risk
 

Conservative

Conservative Income Portfolio

This portfolio could be a good fit if you have a short- to medium-term savings goal.
 

Snapshot

  • Unit prices are expected to have low- to moderate fluctuation.
  • You should be comfortable with investing in the bond market.

Asset Mix
 

  75% bonds
25% short-term reserves


View Conservative Income portfolio

Risk
 

Conservative

Income Portfolio

This portfolio could be a good fit for investors with a short- to medium-term savings goal.
 

Snapshot

  • Unit prices are subject to moderate fluctuation.
  • You should be comfortable with the ups and downs that come with investing in the stock and bond markets.

Asset Mix
 

  80% stocks
20% bonds


View income portfolio

Risk
 

Conservative

Moderate Growth Portfolio

This portfolio could be a good fit if you have a long-term savings goal.
 

Snapshot

  • Unit prices are subject to moderate fluctuation.
  • You should be comfortable with the ups and downs that come with investing in the stock and bond markets.

Asset Mix
 

  60% stocks
40% bonds


View moderate growth portfolio

Risk
 

          Moderate

Growth Portfolio

This portfolio could be a good fit if you have a long-term savings goal.
 

Snapshot

  • Unit prices are subject to wide fluctuation because they hold the majority of assets in common stocks.
  • You should be comfortable with the ups and downs that come with investing in the stock and bond markets.

Asset Mix
 

  80% stocks
20% bonds


View growth portfolio

Risk
 

                     Aggressive