Individual portfolios: Construct your strategy

If you want to manage your own investment strategy, College Savings Iowa 529 offers 10 individual portfolios to create your mix.

For investors seeking to have more control over their investment strategy, the 10 individual portfolios offer a variety of stock funds, bond funds, balanced funds and a money market option.

When constructing your strategy, keep in mind:

  • You can only move money from one portfolio to another twice a year.
  • The portfolios do not automatically become more conservative over time.
  • Market movements may cause your overall investment mix to change, requiring you to rebalance to keep it in line with your strategy.

Find the right mix

Before you choose from our individual portfolios, complete our asset allocation questionnaire to help you determine an appropriate mix of stocks, bonds and short-term investments for your college savings.

Short-term reserve portfolio

Money Market Portfolio

(Available only as an individual portfolio option.)

  100% short-term reserves

Investment objective

Seeks income consistent with the preservation of principal.

Underlying investment


Bond portfolios

Bond Index Portfolio

(Available only as an individual portfolio option.)

  100% bonds

Investment objective

Seeks current income.

Underlying investment


Balanced portfolios


Stock portfolios

Total International Stock Index Portfolio

(Available only as an individual portfolio option.)

  100% stocks

Investment objective

Seeks to track the performance of a benchmark index that measures the investment return of stocks of developed and emerging markets, excluding the United States.

Underlying investment

Total Domestic Stock Index Portfolio

(Available only as an individual portfolio option.)

  100% stocks

Investment objective

Seeks to track the performance of a benchmark index that measures the investment return of the overall stock market.

Underlying investment